Farmers & Merchants State Bank

Ask for your
SCHOOL SPIRIT checks!

Lost Cards

To report a lost or stolen ATM/Debit card, please call
1-800-554-8969.

To report a lost or stolen F&M credit card, please call
1-800-325-3678.

Services

	Bill Pay Service		Notary Service
	Farmers & Merchants VISA/Debit and ATM card		Night Depository
	Safe Deposit Boxes		Direct Deposit
	US Savings Bonds		Money Order/Cashier Checks
	Wire Transfers		Automatic Transfers

Bill Pay Service

Bill Payment service is an electronic payment system which permits you to initiate and authorize payments from your accounts to payees, which you have selected in advance to receive payments by means of this service.

For Customers who select Bill Payment, these services are available:

One-time payments
Occasional payments
Fixed recurring payments
Variable recurring payments

Bill payment feature is FREE.

See or contact one of our customer service representatives for more details.

Farmers & Merchants VISA/Debit and ATM card

The Electronic Check – we’ve made checking easy and convenient with one versatile card. It’s a cash card and an “electronic” checkbook in one. Welcomed wherever VISA is accepted, the amount is drawn from your checking account, just as if you had written a paper check. No more hassles with running short of checks or needing multiple forms of identification. No annual fee. Get double the convenience -- all the access of an ATM card, with all the buying power of paper checks, electronically!

VISA/Debit Card ATM Card

To report a lost or stolen ATM/Debit card, please call 1-800-554-8969.

Safe Deposit Boxes

Safe deposit boxes are a safe way to protect valuables and important papers.
Note: There is no insurance coverage on safe deposit box contents.

Fees:

Orient Office

3 x 5……….$10.00 annually
5 x 5 ……… $20.00 annually
3 x 10………$18.00 or $25.00 annually
5 x 10………$35.00 annually

Winterset/St. Charles Offices

3 x 5……….$18.00 annually (not available at St. Charles Office)
5 x 5……….$22.00 (Winterset) / $15.00 (St. Charles) annually
3 x10 ……...$25.00 (Winterset) / $20.00 (St. Charles) annually
5 x 10……...$30.00 (Winterset) / $25.00 (St. Charles) annually
15 x 15…… $100.00 annually

U. S. Savings Bonds

We are a U. S. Savings Bond Agent. See us during lobby hours for the purchase or redemption of bonds. www.savingsbonds.gov has current rates and redemption values for savings bonds. Check it out!

Not FDIC Insured. Backed by the full faith and credit of the U.S. Government.

Wire Transfers

We initiate wire transfers. Outgoing - $15.00 Incoming - $5.00

Notary Service

Free notary service is available to our customers.

Night Depository

Our night depositories are available for your use any time.
Main Bank – Located in the foyer entrance
St. Charles – Located in the East side of the building in Drive- Up Lane #1.
Motor Bank – Located on the East side of the building in Drive-Up Lane #1
Orient – Located on South side of the building by Drive-Up Window

Direct Deposit

Direct Deposit is available through government agencies and certain businesses. With this program, your account will be credited the same day. For more information on direct deposit programs, contact j.dickey@fmsbiowa.com.

Money Orders/Cashier Checks

Money orders and cashier checks provide a safe way to transfer funds or send money through the mail. These are available during lobby hours only.

Personal money orders (bank customers)……$2.00

Cashier’s checks (bank customers)………….$4.00

Automatic Transfers

Automatic transfers provide a convenient way to transfer funds between accounts on a scheduled basis. See us during lobby hours to make arrangements for this service.