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 To report a lost or stolen ATM/Debit card, please call 1-800-535-8440. To report a lost or stolen F&M credit card, please call 1-800-325-3678. |
Services
Bill Payment service is an electronic payment system which permits you to initiate and authorize payments from your accounts to payees, which you have selected in advance to receive payments by means of this service.
For Customers who select Bill Payment, these services are available:
- One-time payments
- Occasional payments
- Fixed recurring payments
- Variable recurring payments
Bill payment feature is FREE.
See or contact one of our customer service representatives for more details.
The Electronic Check weve made checking easy and convenient with one versatile card. Its a cash card and an electronic checkbook in one. Welcomed wherever VISA is accepted, the amount is drawn from your checking account, just as if you had written a paper check. No more hassles with running short of checks or needing multiple forms of identification. No annual fee.
Get double the convenience -- all the access of an ATM card, with all the buying power of paper checks, electronically!
To report a lost or stolen ATM/Debit card, please call 1-800-535-8440.
MasterCard and Visa Credit Cards
Cover yourself with the F & M Bridge Card. Apply today and enjoy these benefits and added services of these beautiful cards adorned with a classic image of Roseman Bridge.
- No Annual Fee
- Easy minimum monthly payments of only 4% OR $10, whichever is greater.
- Cash Advances at financial institutions nationwide.
- Free travel accident insurance when you travel fare is charged to your credit card account.
- Optional credit life insurance
Pick up an application at any of our offices today! Or contact vickie.bass@fandmbankonline.com and she will send you an application and answer any questions you may have.
To report a lost or stolen credit card, please call 1-800-325-3678.
Safe deposit boxes are a safe way to protect valuables and important
papers.
Note: There is no insurance coverage on safe deposit box contents.
Fees: 
Orient Office
3 x 5 .$10.00 annually
5 x 5 $20.00 annually
3 x 10 $18.00 or $25.00 annually
5 x 10 $35.00 annually
Winterset/St. Charles Offices
3 x 5 .$18.00 annually (not available at St. Charles Office)
5 x 5 .$22.00 (Winterset) / $15.00 (St. Charles) annually
3 x10 ...$25.00 (Winterset) / $20.00 (St. Charles) annually
5 x 10 ...$30.00 (Winterset) / $25.00 (St. Charles) annually
15 x 15 $100.00 annually
We are a U. S. Savings Bond Agent. See us during lobby hours for the purchase or redemption of bonds. www.savingsbonds.gov has current rates and redemption values for savings bonds. Check it out!
We initiate wire transfers. Outgoing - $15.00 Incoming - $5.00
Travelers checks provide an easy and safe way to carry money. Travelers checks may be purchased during lobby hours. Travelers checks .$2.00 per $100.00
Free notary service is available to our customers.
Our night depositories are available for your use any time.
Main Bank Located in the foyer entrance
St. Charles Located in the East side of the building in Drive- Up Lane #1.
Motor Bank Located on the East side of the building in Drive-Up Lane #1
Orient Located on South side of the building by Drive-Up Window
Direct Deposit is available through government agencies and certain businesses. With this program, your account will be credited the same day. For more information on direct deposit programs, contact jodie.dickey@fandmbankonline.com.
Money orders and cashier checks provide a safe way to transfer funds or send money through the mail. These are available during lobby hours only.
Personal money orders (bank customers) $2.00
Cashiers checks (bank customers) .$4.00
Automatic transfers provide a convenient way to transfer funds between accounts on a scheduled basis. See us during lobby hours to make arrangements for this service.