 |
 |
 |
 |
 |
 |
 |
||
 |
||
 |
||
 |
||
 |
||
 |
||
 |
||
 |
||
|
Products - Loan Products
 |
Consumer Loans | |
Home Equity Line of Credit |
|
Construction Loans | |
Real Estate |
|
Agriculture & Business Loans | |
Fixed Rate Mortgages |
Farmers & Merchants State Bank will lend money for new and used cars, recreational items, household goods, travel and more. We can customize a loan to fit a variety of borrowing needs. E-mail us today at email@fmsbiowa.com for rates and terms.
Use the equity in your home to establish your revolving line of credit. A
Home Equity Line of Credit can provide you with the funds necessary for home
improvements, college education, travel plans, furniture, and many other
purchases.. We have very competitive rates and terms!! E-mail us today at
email@fmsbiowa.com
!
Let us build your home for you! Farmers & Merchants State Bank will loan up to 80% of the appraised value based on your building plans and estimated costs. You pay interest only on the funds that are advanced. Interest is paid monthly. For more details, call 515-462-4381 or e-mail us at email@fmsbiowa.com !! .
Farmers & Merchants State Bank makes home financing process simple, easy and convenient. Farmers & Merchants State Bank has experienced real estate lenders to assist you with your purchase or refinancing of real estate. We offer five-year balloons and fixed-rate mortgages. Low Rates and Low Fees!! E-mail one of our loan officers today at email@fmsbiowa.com !!
Expand and improve your ag operation or business with a commercial loan
at Farmers & Merchants State Bank. We have flexible repayment terms, no
prepayment penalties and competitive rates on our simple-interest loans.
Simplify your operating with one loan for all your ag or business purposes by setting up a ag or business line of credit. The revolving line of credit advances money to you as you need it, allows payments at any time and then advances money up to your credit limit again.
E-mail one of our ag/business loan officers today at email@fmsbiowa.com today!
At Farmers & Merchants State Bank we pride ourselves in offering competitive products to meet our customers’ needs.
If you are looking to buy a home or refinance your existing home and want a long term fixed rate mortgage, Contact Gina Hackett at 515-462-4381 or e-mail her at email@fmsbiowa.com today.
As per the SAFE Act (Secure & Fair Enforcement for Mortgage Licensing Act), Farmers & Merchants State Bank's MLO (Mortgage Loan Originator) Identifer Numbers are as follows:
Shane Pashek #405580
William Dickey #405584
Timothy Rethmeier #405582
Phillip Clifton #405581
Gina Hackett #405583
Clark Dolch #688568