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Products - Business Products
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Business Checking Accounts | |
Business Now |
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Business Savings Accounts | |
Business Money Market Savings |
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Small Business Checking | |
VISA Business Credit Card |
Minimum Balance: You must deposit $100.00 to open this account.
Minimum Balance to avoid imposition of fees: A maintenance fee of $10.00 will be imposed every monthly statement cycle if the average daily balance for the monthly statement cycle falls below $1,000.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in a period.
Fees: A debit fee of $.20 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account). This fee will apply if the average daily balance falls below $1,000.00 for the monthly statement cycle.
OR, A business account may be under analysis. Charges for Accounts under Analysis:
| Description | Each | |
| Account Maintenance......................... | $5.00 | |
| Deposits Made................................... | $.10 | |
| Terminal Transaction........................... | $.10 | |
| Deposited Items: | On-us items.............. | $.03 |
| Transit items............. | $.07 | |
| Food Coupons.................................... | $.07 | |
| Checks or other Debits........................ | $.20 | |
| Wire Transfers: | Outgoing................... | $15.00 |
| Incoming................... | $5.00 | |
| Draw Down......................................... | $1.00 | |
| Special Statement Notice.................... | $5.00 | |
| Daily Cash Management..................... | $30.00 | |
| Check Collection................................ | $20.00 | |
| Cashier's Checks (Bank Customers).... | $4.00 | |
| Stop Pay Order.................................. | $20.00 | |
| ACH Origination: | Manual Batch............ | $20.00 |
| Automatic Batch........ | $10.00 | |
Dormant Fee: $3.00 monthly if average daily balance falls below $200.00 and has no activity for 12 months
Earnings Credit: Credit is earned on the Average Available Balance less 3% Reserve Requirement and charges for negative balances. Earnings are calculated on a variable rate. You may call the bank for the current rate.
Rate Information: Your interest rate may change. At our discretion, we may change the interest rate on your account each week.
Minimum Balance to Open Account: You must deposit $100.00 to open the account.
Minimum Balance to Avoid Imposition of Fees: A maintenance fee of $15.00 will be imposed each monthly statement cycle if the average daily balance for the monthly statement cycle falls below $1,000.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
Fees: A debit fee of $.20 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account). This fee will apply if the average daily balance falls below $1,000.00 for the month statement cycle.
Certain restrictions apply to interest-bearing checking accounts. Please check with us to see if you are eligible.
Dormant Fee: $3.00 monthly if average daily balance falls below $200.00 and no activity for 12 months.
Rate Information: Your interest rate may change. At our discretion, we may change the interest rate on your account each week.
Minimum Balance to Open Account: You must deposit $100.00 to open the account.
Minimum Balance to Avoid Imposition of Fees: A maintenance fee of $5.00 will be imposed each monthly statement cycle if the average daily balance for the monthly statement cycle falls below $100.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
Transaction Limitations: Transfers from a savings account to another account or third parties by pre-authorized, automatic, or telephone transfer are limited to six per statement cycle with no transfers by check, draft, debit card, or similar order to third parties.
Fees: A debit fee of $1.00 will be charged for each debit transaction
(withdrawal, check paid, automatic transfer or payment out of this account).
This fee will apply if the average daily balance falls below $500.00 for the
month.
Dormant Fee: $3.00 monthly if average daily balance falls below $200.00
and no activity for 12 months.
Rate Information: Your interest rate may change. At our discretion, we may change the interest rate on your account each week.
Minimum Balance to Open Account: You must deposit $100.00 to open the account.
Minimum Balance to Avoid Imposition of Fees: A maintenance fee of $10.00 will be imposed each monthly statement cycle if the average daily balance for the monthly statement cycle falls below $1,000.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
Transaction Limitations: Transfers from a Money Market Savings account to another account or third parties by pre-authorized, automatic, telephone transfer, check, draft, or similar order are limited to six per statement cycle.
Fees: A debit fee of $5.00 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of six during a monthly statement cycle regardless of balance maintained.
Dormant Fee: $3.00 monthly if average daily balance falls below $200.00 and no activity for 12 months.
Minimum Balance: You must deposit $100.00 to open this account
Minimum Balance to Avoid Imposition of Fees: A maintenance fee of $5.00 will be imposed each monthly statement cycle if the average daily balance for the monthly statement cycle falls below $500.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
Fees: A debit fee of $.20 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account). This fee will apply if the average daily balance falls below $500.00 for the monthly statement cycle.
Transaction Limitations: If the account activity exceeds 40 items/month, maintenance fee will be based on our regular checking account fee schedule.
Dormant Fee: $3.00 monthly if average daily balance falls below $200.00 and no activity for 12 months.
- No annual fee *
- Low variable APR
- Online account access & comprehensive online reporting
- Flexible billing options
- Travel & emergency assistance services
- Travel accident insurance
- Auto rental insurance
- Accepted worldwide
*$50 annual fee for VISA Business Rewards Credit Card. Earn points toward an endless selection of merchandise, gift cards, travel, event tickets, activities, credit to your account or a donation to selected charities.
Pick up an application at any of our offices or call 1-888-494-5141 today!