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Ask for your
SCHOOL SPIRIT checks!





To report a lost or stolen ATM/Debit card, please call 
1-800-535-8440.

To report a lost or stolen F&M credit card, please call
1-800-325-3678.

Farmers & Merchants State Bank
 The cut off time for online transfers is 6:00pm.

What's New? Weather
Join us for our customer appreciation lunch on Friday, September 12, 2008. We will be serving lunch at the Winterset Main Bank from 11:00 am -1:00 pm. Thanks for being our customer!

Money Tree Saturday is September 20th.
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