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Lost Cards
To report a lost or stolen ATM/Debit card, please call 
1-800-554-8969.

To report a lost or stolen F&M credit card, please call
1-800-325-3678.



Farmers & Merchants State Bank



The cut off time for online transfers is 6:00pm.

What's New? Weather

Dollars & Donuts will be Thursday, February 11th at 9:00am at the Winterset Main Bank's Community room.  Escape your Winter blahs with stories from Walt Libby.  Free.

The Money Tree Movie (Monsters vs. Aliens) will be Saturday, February 20th at 1:30 at the Iowa Theatre in Winterset.  The movie is free to Money Tree kids and families.  Reservations are requested. 

Farm Machinery Loans!  5.95% fixed for 3 years or 6.25% fixed for 5 years!

  Enter a City or US Zip:  

Beginning January 1, 2010, Farmers & Merchants State Bank will no longer participate in the FDIC's Transaction Account Guarantee Program. Thus, after December 31, 2009, funds held in noninterest-bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will be insured up to $250,000 under the FDIC's general deposit insurance rules.

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