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Welcome to Farmers & Merchants State Bank
Winterset, Iowa
Go Green! Go Paperless! Go e-vantage statements!
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Online Banking Safety & Security Tips: A firewall is the protective barrier between your computer and the outside world- a firewall should be in place when conducting your financial transactions.
NEW! checkbook balancing tool!- It makes checkbook balancing a snap! Look for it when you are in F&M online banking!
All locations will be closed on Monday, May 28th, in observance of Memorial Day.
Heritage Club Annual Picnic- Join us on Tuesday, June 12th, for our annual picnic at the North Shelter of the Winterset City Park. We will eat at 5:30pm followed by some wonderful singing by Ashton Mount. Reservations are required.
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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "non-interest bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000.00 available to depositors under the FDIC's general deposit insurance rules.
The term "non-interest bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Account ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit
www.fdic.gov.
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