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To report a lost or stolen ATM/Debit card, please call 
1-800-535-8440.

To report a lost or stolen F&M credit card, please call
1-800-325-3678.



Farmers & Merchants State Bank



The cut off time for online transfers is 6:00pm.

What's New? Weather

Money Tree Swimming party is Sunday, August 2nd at the Winterset Aquatic Center.  You and your family can swim for free from 6:15-7:15pm.  Reservations are requested. 

Heritage Club Fairfield trip is August 7, 2009.  Call Stephanie at 515-462-4242 for more details.

Heritage Club Chicago trip is September 14-18, 2009.  Call Stephanie at 515-462-4242 for more details.

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FARMERS & MERCHANTS STATE BANK is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts* are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

*also includes low-interest (no higher than .50 percent) NOW accounts.

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